Darlene K.  Cizewski Legal Nurse Consultant

Questions
Nurse Consultant


  1. What is a Medicare Set-Aside Allocator and what are their key functions in the submission process of a Medicare Set-Aside (MSA)?

  2. What is a Medical Cost Projection and how can this product be utilized?

  3. What is a Legal Nurse Consultant (LNC)?

  4. Why should an attorney or other agent use a Legal Nurse Consultant (LNC) to screen a case instead of a Physician Consultant?

  5. What is the difference and/or similarity in services provided by a Paralegal and a Legal Nurse Consultant (LNC)?

  6. Do you assist injured patients who do not have an attorney?

  7. Why is it important to have a nurse review and summarize the medical records rather than a paralegal?

  8. What are the advantages of utilizing an Independent Nurse Consultant Company rather than using in-house personnel?

  9. How can one find out about more about your services?


Answers
Legal Nurse Consultant

  1. What is a Medicare Set-Aside Allocator and what are their key functions in the submission process of a Medicare Set-Aside (MSA)?
    The Medicare Set-Aside Allocator is an individual with advanced training in the area of Medicare Set-Asides. The ideal allocator has achieved recognition for this specialized body of knowledge through the national certification process. Having passed the national examination, the MSA Allocator is entitled to use the MSCC credentials after their name: signifying Medicare Set-Aside Consultant Certified. The preparation and submission of the MSA to the Centers for Medicare and Medicaid Services (CMS) involves a comprehensive multidisciplinary team effort that may include the allocator, adjuster, attorneys, structured settlement brokers and MSA administrator. The MSA allocator is responsible for the MSA report which includes the First Report of Injury, review of medical records, claims payment histories that include both medical and pharmaceutical services and when appropriate a rated age as well as the individual's life expectancy. The report includes current and future treatment and the individual's prognosis. Both Medicare and non-Medicare related services and costs as well as medications are included. The report is submitted to the referral source for completion of the entire submission process to CMS.
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  2. What is a Medical Cost Projection and how can this product be utilized?
    A Medical Cost Projection (MCP) is a detailed report that identifies the current and future medical needs, services and costs for an injured party. In preparing a MCP, a review of all medical records, medical and pharmacy billing records and a life expectancy are utilized. At times, the referral source may choose to utilize a rated age. Unlike a Life Care Plan, it does not require onsite visits to the injured party, letters to the treating physicians and extensive research and averaging of medical costs: nor does it require the preparer to serve as an expert witness to defend the plan. The MCP may be used to assist the claims department in establishing reserves, obtaining settlement authority or it may be used as a supporting document for attorneys as a point of negotiation when they expect that the case will settle out of court.
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  3. What is a Legal Nurse Consultant (LNC)?
    A Legal Nurse Consultant is a licensed, registered nurse who performs a critical analysis of health care facts and issues and their outcomes for the legal profession, health care professionals and others. With a strong education and clinical background, the LNC is qualified to assess adherence to standards of health care practice as it applies to nursing and health care professions. The scope of practice for the LNC has been developed from data gathered by the American Association of Legal Nurse Consultants. This definition reflects the diveristy of practice settings and services performed by LNC's nationwide. In addition, the American Association of Legal Nurse Consultants has developed a code of ethics for the profession. These ethical guidelines affirm the values and practice of both the American Nurses Association and the American Bar Association.
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  4. Why should an attorney or other agent use a Legal Nurse Consultant (LNC) to screen a case instead of a Physician Consultant?
    Economics! Screening a medical malpractice case is far less expensive to use a LNC than to send the case to a physician expert witness to review. The fees of a physician review,in the role of an expert witness, can range from $300 to $500 or more per hour. Our fee is substantially lower. We can identify the four elements necessary to win a malpractice case. The patient must prove the following:
    1. The provider had a duty to provide care.
    2. Standards of care were not followed, i.e.,: breach of duty.
    3. Deviation from the standard of care was the direct cause of the injury to the patient.
    4. The patient suffered some type of injury or damage as a direct result of the break in the standard of care.

    If the case does not contain all four elements, then medical malpractice cannot be established. We can analyze the four elements and advise the attorney or agent if the case has merit. The final decision rests with the attorney. This allows the attorney to focus his time, energy, and resources on cases that do have merit. This decreases office time on a case and is a postive cost savings.
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  5. What is the difference and/or similarity in services provided by a Paralegal and a Legal Nurse Consultant (LNC)?
    Both roles are complimentary in nature. Legal Nurse Consultants' key funtions are:
    1. Identify standards of care and deviations in medical management
    2. Recognize medical issues not previously addressed
    3. List potential medical complicaitons of injuries and possible outcomes
    4. Screen case for causation and merit.
    The Paralegals' key functions are:
    1. Obtain medical records
    2. Oganize the medical records
    3. List any missing records
    4. Provide summary list of all records
    5. Quantify cost associated with an injury or accident.
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  6. Do you assist injured patients who do not have an attorney?
    No. If an injured party has decided to utilize an attorney, we can assist the patient in locating an attorney.
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  7. Why is it important to have a nurse review and summarize the medical records rather than a paralegal?
    The nurse is better able to review complex medical records. The nurse is able to read the doctors' handwriting, interpret medical terminology and medical abbreviatons. Significant clinical information and its implications can be identified by the nurse. These issues may not be noticed by a non-medical individual. The LNC has extensive educational preparation in anatomy, physiology, pathophysiology and related fields. This knowledge combined with clinical practice can readily identify those factors that contribute to the alleged damages and injuries sustained by cliets.
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  8. What are the advantages of utilizing an Independent Nurse Consultant Company rather than using in-house personnel?
    Some of the benefits include the following:
    1. Developing a long-term professional relationship with a company who has access to several nurses with a wide varitety of clinical backgrounds
    2. Receiving a known and reliable high quality work product
    3. Delgating work activites to the off-site Company to maximize projects tasks, to meet project deadlines and maintain a timely revenue flow
    4. Generating consistent billable hours to maintain or increase revenue to the firm or agency
    5. Increased flexiblity as work loads rise without adding additonal stff in-house
    6. Insuring revenue generation during unexpected staff vacancies, recruiting efforts or illnesses
    7. Avoiding benefits and bonus packages.
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  9. How can one find out about more about your services?
    Please see our Services Page!
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© 2008 - Darlene K. Cizewski, Inc.